Ruben picks apart the useless spam he receives from the spamming spammers who spam him with their spammingly spammish spam.

Your credit doesn’t matter to us! If you OWN real estate
and want IMMEDIATE cash to spend ANY way you like, or simply wish
to LOWER your monthly payments by a third or more, here are the deals
we have TODAY (hurry, these offers will expire TONIGHT) :

$488,000.00 at a 3.67,% fixed-rate
$372,000.00 at a 3.90,% variable-rate
$492,000.00 at a 3.21,% interest-only
$248,000.00 at a 3.36,% fixed-rate
$198,000.00 at a 3.55,% variable-rate

Hurry, when these deals are gone, they are gone!
Simply fill out this one-minute form…

Don’t worry about approval, your credit will not disqualify you!

My credit doesn't matter to you? Are you talking about my financial credit history, or is it the fact I don't give your company enough credit because you send spam?